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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Always use PayPal and when i have an issue, they wil...

Always use PayPal and when i have an issue, they will always sort it out for me. Reviewed on: 18th April 2026

It’s flexible and easy to use.

It’s flexible and easy to use. And provide lot of options like crypto and flexible credit options etc. Reviewed on: 18th April 2026

Very good easy and practical, I've been using it for...

Very good easy and practical, I've been using it for several years and they even gave me a credit card. Reviewed on: 18th April 2026

Excellent service

Used along time now also driven to provide a great service and helpful if issues arise Reviewed on: 18th April 2026

Great, fast and easy to use

Very easy to use and the app is very simple to use and the transaction is very fast Reviewed on: 18th April 2026

Easy and safe way to pay online.

Easy and safe way to pay online. Great payment options to help spread the cost. Reviewed on: 18th April 2026

Easy to use

It’s easy to set up and use You don’t need to share your card details with every seller Buyer protection can help in cases of scams or missing items Works across many countries and currencies Reviewed on: 18th April 2026

It helps to be able to split payments without any in...

It helps to be able to split payments without any interest. Reviewed on: 18th April 2026

Helps spread payments Making big payments affordable.

Helps spread payments Making big payments affordable. Reviewed on: 18th April 2026

Excellent

Never had a problem, very simple to follow Reviewed on: 18th April 2026

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