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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal is a good Pal

Have been using PayPal for a while now. I find PayPal Credit a useful and flexible feature. Reviewed on: 18th April 2026

I have used PayPal for over 20 years and recommend e...

I have used PayPal for over 20 years and recommend everyone to use it. It’s safe and secure and they are always there to help if a problem arises. I always pay via PayPal for online purchases because I know it’s safer and PayPal will protect my money in case I have a dispute with a seller over goods or services I have bought. For more expensive items I buy I can either use their ‘Pay in 3’ or through credit. Both are easy to use and great for helping to spread the cost. Having PayPal at your back helps to ease your financial stress. Reviewed on: 18th April 2026

I always rely on paypal on my purcahses, shops, reta...

I always rely on paypal on my purcahses, shops, retails and travels. Reviewed on: 18th April 2026

Simple, Carefree Banking

I love the fact that PayPal is safe and secure. I can send and receive money with peace of mind that my transactions are not going to be stolen. In a world where digital crime is rife, PayPal makes me feel safe when I’m buying or selling online. Reviewed on: 18th April 2026

Best for payment in the world.

Best for payment in the world. You covered by any spam Reviewed on: 18th April 2026

PayPal is a great service to sending money directly...

PayPal is a great service to sending money directly to other people Reviewed on: 18th April 2026

Clear and easy to use.

Clear and easy to use. Makes buying things easier Reviewed on: 18th April 2026

Always quick no problems checking out in anything

Always quick no problems checking out in anything Reviewed on: 18th April 2026

Quick and simple to use I would highly recommend

Quick and simple to use I would highly recommend Reviewed on: 18th April 2026

Had issues with a few transactions & was advised on...

Had issues with a few transactions & was advised on how to resolve them. Item not received, helps to open dispute with the seller & escalated over to claim. Reviewed on: 18th April 2026

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