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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent Excellent

Excellent , easy life, easy pay with confidence. Thanks Reviewed on: 18th April 2026

PayPal is Flexible and easy to use.

I’ve used PayPal a lot and it offers many flexible options and they are all easy to set up. Fixing any problems is also very efficient Reviewed on: 18th April 2026

Spread the Cost wit zero worries

Great way to spread the cost, easy to use, app is simple to navigate and keep an eye on spending etc. customer services is quick and responsive. Used for about 5 years now I never had an issue. I would definitely recommend. Reviewed on: 18th April 2026

Greatest invention

Been using the service over 10 years plus and it has always come in handy. Reviewed on: 18th April 2026

I am very happy with the service

Very helpful people. Help me all the time with all the information Reviewed on: 18th April 2026

I use PayPaHassel frees and Secure Payments everytime.

I use PayPal regularly for personal purchases and it’s been completely hassle-free. It’s quick, easy to use, and I feel safe knowing my payments are secure, especially when buying online. What I really value is the added peace of mind with their protection, and the convenience of PayPal Credit being there when funds are a bit low—it just makes managing things that little bit easier. Overall, it’s a reliable and trusted way for me to pay for items without any stress. Reviewed on: 18th April 2026

PayPal is easy and very helpful financially.

PayPal is easy and very helpful financially. Reviewed on: 18th April 2026

Great service

Very professional staff helpful and app is straightforward no messing about. Reviewed on: 18th April 2026

PayPal is seriously one of the most convenient PayPa...

PayPal is seriously one of the most convenient PayPal for managing money online it's quick and easy, secure and makes sending or receiving payments, whether you're shopping, like helping family and friends splitting bills and buying items and selling items,I appreciate how easy it is to link different accounts and keep track of transactions all in on place, overall PayPal take the hassle out of digital payment and gives me peace of mind every time i use it. Reviewed on: 18th April 2026

Paypal is good to use to spread cost

Paypal is good to use to spread cost of items without addiotional payment for 3 months Reviewed on: 18th April 2026

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