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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Safer way to pay online.

Safer way to pay online. Nice and easy payments online. Reviewed on: 18th April 2026

Had an amazing experience so far

Had an amazing experience so far Reviewed on: 18th April 2026

Growing on me

I can honestly say PayPal services are just it. Cos the app is user friendly and makes everything better Reviewed on: 18th April 2026

Easy to use servixe, can purchase goods quickly and...

Easy to use servixe, can purchase goods quickly and securely Reviewed on: 18th April 2026

Paypal Credit well recommended

Paypal is quick easy and convenient. Very reliable when using. The interest free is an excellent incentive and is an extra benefit when using. The minimum payment requirement is easy to use and you are able to set up a direct debit also. Reviewed on: 18th April 2026

Good experience , always satisfied

Good experience , always satisfied Reviewed on: 18th April 2026

Dangerous... in a good way

Paypal credit is almost too easy to use-that's the best and worst part. It's quick, smooth, and makes spreading costs feel effortless, which I genuinely rely on. The only catch is how easy it is to forget you're spending real money. Still, it does exactly what it promises and does it well.. Reviewed on: 18th April 2026

Best I've had

Since I discovered PayPal credit, it has become my credit card. I do my every shopping with it, online shopping made easy, it can not be any simpler using PayPal Reviewed on: 18th April 2026

A trusted fiscally responsible and genuinely genero...

A trusted fiscally responsible and genuinely generous lender. Reviewed on: 18th April 2026

Easier then a Credit card

Very easy to shop.when using PayPal. Interest free facility for Credit is absolutely brilliant. It's actually easier then using a credit card. Reviewed on: 18th April 2026

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