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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106413 reviews)

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4.90

Based on 106,413 reviews, last reviewed 13th May 2026

2563800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service. Great service. Have been a long time customer and have had nothing but a good experience. Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106413)

really helpful

i find paypal credit very helpful, Reviewed on: 13th June 2022

Is There when needed

Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022

Very helpful when you are struggling with cash

I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022

Help in times of emergency

I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022

Easy and safe to use

No problem way to purchase the big items Reviewed on: 13th June 2022

Excellent and more!!!

Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022

The best payment method for delayed payment online

I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022

Brilliant for an unplanned purchase

PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022

Interest free purchases.

4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022

Easy to use

Accepted everywhere and easy to manage Reviewed on: 13th June 2022

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