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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Extremely helpful.

5
Extremely helpful. Allowed me to get better credit. Reviewed on: 17th April 2026

Smooth transaction and easy checkout

5
Smooth transaction and easy checkout Reviewed on: 17th April 2026

Its the best.

5
Its the best..it's safe ..your protected Reviewed on: 17th April 2026

Pay pal has been a joy to use.

5
Pay pal has been a joy to use. All services they proved are excellent. Reviewed on: 17th April 2026

Always sorted issues on phone quickly

5
Always sorted issues on phone quickly Reviewed on: 17th April 2026

Is easy and have facilities to pay

5
Is easy and have facilities to pay Reviewed on: 17th April 2026

Happy with paypal, but...

4
Happy with paypal, but sometimes abit hard to understand paypal credit. Reviewed on: 17th April 2026

Good, safe, trusted easy way to pay

5
Good, safe, trusted easy way to pay Reviewed on: 17th April 2026

paypal very helpful with people they need money for...

5
paypal very helpful with people they need money for spend Reviewed on: 17th April 2026

find it more easy and handy when I need money

5
find it more easy and handy when I need money Reviewed on: 17th April 2026

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