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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

I have never had any problems with pay pal they are...

5
I have never had any problems with pay pal they are an excelient service and would recomend it to everyone i couldnt do without payoal think ther great x Reviewed on: 17th April 2026

Whenever had an issue PayPal has always helped resol...

5
Whenever had an issue PayPal has always helped resolve this efficiently & friendly Reviewed on: 17th April 2026

Effective

5
Never any issues quxik and simple to use Reviewed on: 17th April 2026

Such a safe and easy way to pay and protect your fin...

5
Such a safe and easy way to pay and protect your finance Reviewed on: 17th April 2026

I wish the payments would go out of my bank account...

4
I wish the payments would go out of my bank account faster. Sometimes it takes 5 days for the money to be taken from my account. Reviewed on: 17th April 2026

Great Experience, pay in 4 is really helping me fina...

5
Great Experience, pay in 4 is really helping me financially when it comes to big purchases. Reviewed on: 17th April 2026

I’m not made of money , but PayPal , gives me the op...

5
I’m not made of money , but PayPal , gives me the opportunity’s I wouldn’t get from another banking service , they allow me trust so I respect that , and I’ve always paid back what I own , due to the trust they’ve provided me Reviewed on: 17th April 2026

Payment Efficiency

5
I have been able to use Paypal to pay for online purchases, which has help me to recover funds from untrustworthy merchant if I log a complaint. Reviewed on: 17th April 2026

Brilliant

5
Good productes ,good support, if you need a refund or any probkems always protected and less stress. Reviewed on: 17th April 2026

Each time I have contacted customer service they hav...

5
Each time I have contacted customer service they have been very helpful and courteous. Reviewed on: 17th April 2026

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