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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Brilliant

Excellent professional easy to use Reviewed on: 17th April 2026

Great experience. Amazing

Great experience. I use PayPal for lots years. Amazing offers like - pay in 3 or Paypal credit. Credit limit increases. Bonus points available too- which is great Reviewed on: 17th April 2026

Excellent.

Excellent. Easy to use, seamless service Reviewed on: 17th April 2026

Never have any issues stress free and easy to use/na...

Never have any issues stress free and easy to use/navigate definitely would recommend 100 percent Reviewed on: 17th April 2026

Makes buying easier .

Enables me to buy some little luxuries for myself ! Reviewed on: 17th April 2026

Very straightforward and useful exactly when I neede...

Very straightforward and useful exactly when I needed it most. Reviewed on: 17th April 2026

Amazing way to pay and flexibility to pay

Amazing way to pay and flexibility to pay Reviewed on: 17th April 2026

Number1 payment method with a quick and simp...

Always available at pay points with a quick and simple process which makes purchases smooth and reliable, choice of products like pay in three and PayPal credit are hard to beat and so far I have no complaints Reviewed on: 17th April 2026

Used PayPal for years, I’ve always valued to payment...

Used PayPal for years, I’ve always valued to payment protections on offer and now with all the different options on offer it makes it even better. Reviewed on: 17th April 2026

Quick and easy check-out options, great offers.

Quick and easy check-out options, great credit offers. I frequently use 4 months interest free on purchases over £99. Good APR rates, compared to other high street credit cards. Reviewed on: 17th April 2026

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