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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great credit limit, competitive interest fees.

Good credit limit, competitive interest fees. Overall good experience and would recommend Reviewed on: 17th April 2026

I have always been looked after by PayPal staff and...

I have always been looked after by PayPal staff and I feel secure with this company. Dorothy Hodgson Reviewed on: 17th April 2026

My PayPal Experience

The app is easy to use. I had a 0% interest for 4 months and Payments were affordable. Reviewed on: 17th April 2026

The process for applying for PayPal credit is easy t...

The process for applying for PayPal credit is easy to use, and I feel assured that I would not be able to ‘over spend’ using this payment method. Reviewed on: 17th April 2026

Simply great

All is very simply and east to navigate…I love the pay over 4months option for purchases over £100 :) Reviewed on: 17th April 2026

EASY AND QUICKLY.

EASY AND QUICKLY. BRILLIANT. FANTASTIC Reviewed on: 17th April 2026

PayPal makes me feel safe online

PayPal have always resolved my disputes with traders who have failed to deliver. I can purchase online through PayPal with peace of mind that they are on my side. Reviewed on: 17th April 2026

PayPal cridet is great to spread payments.

PayPal cridet is great to spread payments. Reviewed on: 17th April 2026

Nice and convenient

Nice and convenient .i use as my instalment with my mew phone .great Reviewed on: 17th April 2026

PayPal is greatest

PayPal is brilliant for repayments and helps you if you need it Reviewed on: 17th April 2026

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