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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

A good way to pay and easy to use

5
Good and easy to use Very convenient Reviewed on: 17th April 2026

I have found PayPal very easy to use and it offers a...

5
I have found PayPal very easy to use and it offers a good customer protection. Reviewed on: 17th April 2026

Best experience, i strongly recommend to to all my f...

5
Best experience, i strongly recommend to to all my friends Reviewed on: 17th April 2026

Great service and wonderful way of payments

5
Great service and wonderful way of payments Reviewed on: 17th April 2026

A great provider for all your moves needs

5
Usually a stress free experience but on the rare occasions help is needed customer service is excellent making it first choice every time. Reviewed on: 17th April 2026

PayPal is a reliable and convenient platform for onl...

5
PayPal is a reliable and convenient platform for online payments. Transactions are quick, security is strong, and buyer protection adds peace of mind. Fees can be a bit high, but overall it’s easy to use and widely accepted, making it a solid choice for everyday transfers. Reviewed on: 17th April 2026

Excellent at all times never have any problems.

5
Excellent at all times never have any problems. Reviewed on: 17th April 2026

Excellent service would highly recommend

5
Excellent service would highly recommend Reviewed on: 17th April 2026

Positive

4
Always positive, good customer service when needed, easy payment method Reviewed on: 17th April 2026

I'd happily recommend PayPal to any of my friends.

5
Been using PayPal for years now and I've been very satisfied with them Reviewed on: 17th April 2026

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