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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Always swift and clear in details and instructions

5
Always swift and clear in details and instructions Reviewed on: 17th April 2026

Good money provider.

5
Good money provider. Great credit terms and 3 mounts free credit is spot on Reviewed on: 17th April 2026

Extraordinary best outstanding

5
Extraordinary best outstanding above and beyond Reviewed on: 17th April 2026

Always been very helpful when problems with transact...

5
Always been very helpful when problems with transactions. Good flexible payment options. Trust worthy Reviewed on: 17th April 2026

Paypal costumer services has always exceeded

5
Paypal has always been excellent at resolving any issues that has arisen from my purchases. The service is second to none Reviewed on: 17th April 2026

Paypal make life easier

5
Paypal make it easy to pay online and I love the credit card and the low interests they carge. Reviewed on: 17th April 2026

PayPal has always been a good platform to use when s...

5
PayPal has always been a good platform to use when selling things on Facebook market place for example. It’s easy, safe and you know exactly where you information is protected. Reviewed on: 17th April 2026

At a time that I didn't know if I could or should ge...

5
At a time that I didn't know if I could or should get a credit card, PayPal Credit came to the rescue. I have used it multiple times and it's been a "life safer" for large purchases that I would otherwise wouldn't be able to afford at the time. Reviewed on: 17th April 2026

The people in the call centre are always helpful and...

5
The people in the call centre are always helpful and kind Reviewed on: 17th April 2026

It is such a great idea to enable spend to be d as r...

5
It is such a great idea to enable spend to be d as read interest free over 4 months and encourages large spends guilt free Reviewed on: 17th April 2026

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