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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy world know card.

Easy world know card. Safe to use abroad Reviewed on: 17th April 2026

Very good, the customer service was vey helpful with...

Very good, the customer service was vey helpful with me and he sort my issue Reviewed on: 17th April 2026

Very easy to use, safe and secure way to...

Very easy to use, safe and secure way to pay Reviewed on: 17th April 2026

safe online shopping and purchases

safe online shopping and purchases Reviewed on: 17th April 2026

At best, i would say great.

At best, i would say great. Due to the fact that PayPal offers a system that is greatly helpful financially. I believe not just for me saying! But for the many (worldwide) Reviewed on: 17th April 2026

Great borrowing option, and very instant support

Great borrowing option, and very instant support Reviewed on: 17th April 2026

All good I have had some purchasing issues which Pay...

All good I have had some purchasing issues which PayPal resolved smoothly and in an acceptable time Reviewed on: 17th April 2026

Instant and trustworthy service.

Instant and trustworthy service. Helps especially when buying from 3rd party sellers on EBAY. Reviewed on: 17th April 2026

Great experience with PayPal credit always tell you...

Great experience with PayPal credit always tell you exactly wha you need to know with no hidden details, highly recommend them to anyone looking for credit. Never had any issues and always been accepted no problem at all Reviewed on: 17th April 2026

Simple to use, straightforward.

Simple to use, straightforward. Good way to spread cost. Reviewed on: 17th April 2026

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