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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Great service .

5
Great service . Very safe & secure . Use PayPal all the time . Reviewed on: 17th April 2026

Easy to use and access, issues are sorted out qui...

5
Easy to use and access, issues are sorted out quickly and smooth. Reviewed on: 17th April 2026

I am happy with all the services I use.

5
I have had a PayPal account for many years and have never had any problems and never had to contact customer services for anything. Reviewed on: 17th April 2026

Amazing service always.

5
Amazing service always. Very easy to use and convenient. Reviewed on: 17th April 2026

Great Credit

5
Easy and flexible credit highly recommended. Reviewed on: 17th April 2026

I like to use paypal for online stores and its realy...

5
I like to use paypal for online stores and its realy safe Reviewed on: 17th April 2026

Fast and reliable

5
Fast and reliable and will recommend to all Reviewed on: 17th April 2026

Experience where you don't need to ask questions, it...

5
Experience where you don't need to ask questions, it fits You, that is amazing. Reviewed on: 17th April 2026

Affordability

5
I use PayPal for a lot of transactions and the 0% helps make things more affordable and also the pay in 3 makes also is great. Reviewed on: 17th April 2026

Fingers tips.

5
I can manage my credit account and my debit card so easily. All through the app. Also it is very secure. Reviewed on: 17th April 2026

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