Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Nice company

Always good experience, when I have unexpected payment I have secured option from PayPal Reviewed on: 17th April 2026

Very helpful and supportive.

Very helpful and supportive. I have a very excellent experience with PayPal. Reviewed on: 17th April 2026

It’s greta and easy to use product with great custom...

It’s greta and easy to use product with great customer support Reviewed on: 17th April 2026

Straight forward clean interface for payment and rem...

Straight forward clean interface for payment and reminders for payment deadline Reviewed on: 17th April 2026

Excellent service .

Excellent service . It’s quick and easy Reviewed on: 17th April 2026

I've been with PayPal for many a years

I've been with PayPal for many a years when i have a dispute it's sorted really fast excellent service Reviewed on: 17th April 2026

Good services with no info observed

Good services with no info observed Reviewed on: 17th April 2026

Easy to use & well informative, offers great rewards

Easy to use & well informative, offers great rewards Reviewed on: 17th April 2026

Any problems or issues it gets sorted straight away!

Any problems or issues it gets sorted straight away PayPal are the best Reviewed on: 17th April 2026

Very good experience!

It was a good experience because I got to buy the things I want right at the moment and pay it later when I get paid. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub