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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

PayPal pay in 3 rocks!

5
PayPal has helped me for when I am required to make larger purchases where I can spread the cost over 3 months. Amazing. Reviewed on: 17th April 2026

I ise Paypal due to the buyer protection

5
I ise Paypal due to the buyer protection Reviewed on: 17th April 2026

PayPal has always been a great financial platform wh...

5
PayPal has always been a great financial platform which is really clear and easy to use, it provides notifications so you always know where you stand. Customer service is easy to contact and really helpful. Highly recommend. Reviewed on: 17th April 2026

It was fantastic, great service and product.

5
It was fantastic, great service and product. Reviewed on: 17th April 2026

Very flexible.

5
Very flexible. Good interest rates. Easy yo use. Very accessible. Reviewed on: 17th April 2026

Great way to pay easy transactions.

5
Great way to pay easy transactions. Reviewed on: 17th April 2026

Been using PayPal for awhile now never had an issue...

5
Been using PayPal for awhile now never had an issue with him would highly recommend and staff are always happy to help when you phone up with any issues and usually resolved very quickly Reviewed on: 17th April 2026

fantastic service, using PayPal to pay I feel safer

5
fantastic service, using PayPal to pay I feel safer Reviewed on: 17th April 2026

PayPal is the best

5
always good service always ready to help excellent website excellent financial opportunities tp pay Reviewed on: 17th April 2026

Safe and easy to use!

5
The app is very user friendly with loads of great features. It is a safe way to pay friends and services. Everything is so simple to use, I never have to contact customer services. Reviewed on: 17th April 2026

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