Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

All the best for me sorted my problem

5
All the best for me sorted my problem Reviewed on: 17th April 2026

Safe and perfect way to send money around the world

5
I’m using PayPal for many years and I am really happy to inform people that they are using PayPal as a payment method for their purchases Reviewed on: 17th April 2026

Been using the paypal for years now.

5
Been using the paypal for years now. Great for any purchases Reviewed on: 17th April 2026

Fantastic

5
It’s good chose, good experience, easy too use very happy. Recommend to my friend Reviewed on: 17th April 2026

Prompted response to any issues with pay later or cr...

5
Prompted response to any issues with pay later or credit card issues. Reviewed on: 17th April 2026

Paypal is a invaluable dependable asset, makes trans...

5
Paypal is a invaluable dependable asset, makes transactions and day to financial activity so easy, The credit facility is 5 star and really does make life easy. Reviewed on: 17th April 2026

Never had any problem with PayPal

5
Never had any problem with PayPal Reviewed on: 17th April 2026

Excellent service

5
Excellent service. Always easy to use for receiving and sending money to friends and families. Reviewed on: 17th April 2026

Easy to use the platform and to link to bank account...

5
Easy to use the platform and to link to bank accounts or debit card. EQ rewards programme is superb Reviewed on: 17th April 2026

Perfect service

5
I been using PayPal service for about 20 years now problem what's ever 5 star Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101304 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products