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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal credit has given me the opportunity to build...

PayPal credit has given me the opportunity to build up my credit score, plus it helped me when in need Reviewed on: 17th April 2026

Everything has worked well.

Everything has worked well. Its good you can pay in 4 months with no interest. Customer service has always been good, and very helpful. Reviewed on: 17th April 2026

Excellent safety assurance for credit

I was a victim of a fraud charging £210 from my PayPal credit card . Lodging a dispute was quick and easy via the paypal app and the investigation was carried out immediately and the disputed amount credited with in a matter of few days. Paypal credit also provide interest free payment in three instalments. Quite useful . Reviewed on: 17th April 2026

Everything about paypal great and secure

Everything about paypal great and secure Reviewed on: 17th April 2026

it just works

there is not much I can say it just works Reviewed on: 17th April 2026

A handy little tool.

Great flexibility and a good credit off that is always there when you need it. The new virtual card means you can use this benefit when you out and about as well Reviewed on: 17th April 2026

Safe and Usefull

I have been with PayPal for a long time and have only had a positive experience where i only really trust paying using PayPal. When I got scammed, the situation was dealt with swiftly and thoroughly, the staff was very understanding. Whether it comes to business or personal paypal is very easy to navigate through, secure, informative, full of tips and from my experience it stands strong with transparency. Reviewed on: 17th April 2026

It’s been great for me and my family very convenient.

It’s been great for me and my family very convenient. Reviewed on: 17th April 2026

Its Great

Great financial service.Using PayPal debit card is very convenient. Reviewed on: 17th April 2026

Quick risk free payment makes me feel safe using Pay...

Quick risk free payment makes me feel safe using PayPal Reviewed on: 17th April 2026

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