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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

100% the worlds best financial provider

100% the worlds best financial provider can’t even fathom how much PayPal credit has helped me gain a lot more understanding on how to use my credit online they are some tricky parts to get through on the app but that’s no problem the team couldn’t fix got instant help with making repayments back was able to afford things when I didn’t have it at the time. Also not to mention the 4month of 0% interest off that was a big start to help you get on the move with using PayPal credit provided me with so much leeway not an excuse but a big help with managing my money being able to afford repayments so guys 100% look into PayPal credit Reviewed on: 17th April 2026

Shopping with peace in mind

It's great to know that you're covered if they are any issues. Reviewed on: 17th April 2026

Secure and convenient payments

Secure and convenient payments. Easy to use. Reviewed on: 17th April 2026

Great!!!

I can afford to buy expensive stuff because of paypal. Very convenient and easy to use. Customer service is very helpful and easy to access. Reviewed on: 17th April 2026

Great for budgeting over short term

It supports with purchasing larger goods/purchases and able to repay over 3 months great for budgeting. Reviewed on: 17th April 2026

I have no bad experience on PayPal

I have no bad experience on PayPal Reviewed on: 17th April 2026

Very easy to pay for goods on 3 payments

I find it easy to order through pay pal Reviewed on: 17th April 2026

Very good

Very good, never had any issues and payments are fair Reviewed on: 17th April 2026

Very good.

Very good. Always helpful. Great value for money Reviewed on: 17th April 2026

PayPal customer service is a top notch.

PayPal customer service is a top notch. They are always helpful and exceed customer expectations. Their app is easy to use. They help to get back money from dubious sales people. Reviewed on: 17th April 2026

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