Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Paypal user

I use Paypal a lot, it’s trustworthy, secure and very helpful with disputes. Great communication. I like the credit and pay in 3 options Reviewed on: 17th April 2026

Love PayPal Credit!

Love PayPal Credit! It's always a good way for me to buy more expensive items that I couldn't normally buy outright. I've used it multiple times before, on my new phone and recently on my new Xbox. It's a simple and easy process, and you can always pay more off each month than needed. Highly recommend. Reviewed on: 17th April 2026

Helps spread the cost

Always has good offers and helps spread the cost. Awesome company even with gather money for a good cause. Reviewed on: 17th April 2026

Very good easy to use good rates

Very good easy to use good rates Reviewed on: 17th April 2026

Pay Pal is a easy way to pay and resive...

Pay Pal is a easy way to pay and resive money Reviewed on: 17th April 2026

Very good and wonderful experience

Very good and wonderful experience Reviewed on: 17th April 2026

Offers good payment plan options and easy to use.

Offers good payment plan options and easy to use. App is clear to understand and useful. Reviewed on: 17th April 2026

Never had a issue even if dont understand they so qu...

Never had a issue even if dont understand they so quickly sort it out Reviewed on: 17th April 2026

I value the security that PayPal offers for all tran...

I value the security that PayPal offers for all transactions and I really like the 0% pay in 3 option. It's easy to use and I have PayPal iny wallet Reviewed on: 17th April 2026

Pay with PayPal and your always protected and PayPal...

Pay with PayPal and your always protected and PayPal credit has always been there when ive been in a pinch Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub