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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Financial control using the power of Pay Pal

The best thing about Pay Pal is the fact that you have finance in your pocket. I’ve even thought of getting rid of my credit card to use PP as I purchase most things online. The ability to give you fast decisions for finance purchases has lead me to be a long term customer and the options like Pay in 3 and good interest rates has given me more buying power. Reviewed on: 17th April 2026

Very good.

Very good. Easy transactions and gives time to pay with no interest. Reviewed on: 17th April 2026

Varying degrees of reliability.

Varying degrees of reliability. Not totally satisfied in how they deal with disputes. Reviewed on: 17th April 2026

Very cool transaction and fast and smooth payments

Very cool transaction and fast and smooth payments Reviewed on: 17th April 2026

Amazing recommendated to family and friends

Amazing recommendated to family and friends Reviewed on: 17th April 2026

PayPal offers fantastic options with your money!

PayPal is fantastic and I love to use it when I can. It’s often my preferred choice of payment, especially when I can pay in three (months) with 0% interest, it gives me the freedom to pay back an expensive item and spread out the cost. It’s also easy for transferring money to friends and using to pay charity donations. Reviewed on: 17th April 2026

Easy to use and simple and it is quick to have lots...

Easy to use and simple and it is quick to have lots of different options. Such as credit card, or 3in1 payments is good Reviewed on: 17th April 2026

easy to use

The app is so easy to use everything sorted in minutes Reviewed on: 17th April 2026

My reserve buddy

All good handy when needing goods befor pay day and used when needing good on eBay Reviewed on: 17th April 2026

Good service

Never had a bad experience allways a good workmanlike process to do transactions Reviewed on: 17th April 2026

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