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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Will like my credit limit increased

Will like my credit limit increased Reviewed on: 17th April 2026

I have used PayPal from the very beginning, and they...

I have used PayPal from the very beginning, and they have never done me wrong once, I think it is the safest way to buy anything online. Reviewed on: 17th April 2026

Having a paypal credit helps my financial stability...

Having a paypal credit helps my financial stability a lot and it doesn’t give me much pressure to pay all of in one go. There’s so much benefits and options for you. They have a best customer service as well! I would definitely recommend it to everyone Reviewed on: 17th April 2026

All round great service

All round great service cant speak more highly Reviewed on: 17th April 2026

Clear and transparent.

Clear and transparent. Good options for payment methods Reviewed on: 17th April 2026

Good all rounder.

Quick bank transfer, has good buyer protection, easy to use app, offers pay in 3 and credit card. Reviewed on: 17th April 2026

Prestigious PayPal

Never a problem, dealt with through the app, excellent Reviewed on: 17th April 2026

Easy to used, check and clearly read

Easy to used, check and clearly read Reviewed on: 17th April 2026

Always there when you need them.

Always there when you need them. Excellent service. Thanks Rob Reviewed on: 17th April 2026

Effortless money management options

Effortless to use. Give a great sense of security that payments made and received are safe from fraud and scams. PayPal credit and pay in 3 are very useful to help spread the cost of larger items. These options allow for better money management and peace of mind. Reviewed on: 17th April 2026

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