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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Best customer service and policy

5
Best customer service and you always get value for money. Easy payment plans like the pay in 3 terms. Reviewed on: 17th April 2026

Feel safe with payments

5
I like to be safe with you when I am making payments Reviewed on: 17th April 2026

PayPal makes my purchases feel safe.

5
PayPal makes my purchases feel safe. Reviewed on: 17th April 2026

Fine for paying in 3 or 4 with no interest...

3
Fine for paying in 3 or 4 with no interest Reviewed on: 17th April 2026

Makes purchasing easy and very convenient.

5
Makes purchasing easy and very convenient. Customer service is very helpful and it's comforting to know that if I have a problem that they are happy and capable of resolving it. Reviewed on: 17th April 2026

Excellent experience

5
Excellent experience, always available for all your needs. Reviewed on: 17th April 2026

Love PayPal

5
Love PayPal pay in 3 and PayPal credit, makes purchasing really easy and a great way to spread the cost without charges Reviewed on: 17th April 2026

Excellent, easy to access service for purchases

5
Excellent, easy to access service which. Makes buying items on the internet as simple as it gets. That coupled with the credit or 3 easy payments the service is second to none. Reviewed on: 17th April 2026

Easy pay, great rewards, everyone should get paypal

4
Easy pay, great rewards, everyone should get paypal Reviewed on: 17th April 2026

Good flexible payment options

5
Good flexible payment options great online service Reviewed on: 17th April 2026

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