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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very fast service, brilliant app

Very fast service, brilliant app Reviewed on: 17th April 2026

Easy to use.

Easy to use. Great app and website. Reviewed on: 17th April 2026

Excellence

A proper service in a chaotic world Reviewed on: 17th April 2026

Always safe to purchase or pay to someone.

Always safe to purchase or pay to someone. Reviewed on: 17th April 2026

First time when I used paypal credit I was thinking...

First time when I used paypal credit I was thinking of a silent friend which was able to help me without too many questions. Since then, I am grateful to use it over and over again. Reviewed on: 17th April 2026

Peace of mind

It is really good because it gives you time to pay for items. In today’s financial climate I’m finding that really necessary Reviewed on: 17th April 2026

I've always had a good experience with paypal credit...

I've always had a good experience with paypal credit, especially with its interest free if over £99 it has made larger purchases easier as I can spread the payments out over a couple of months rsther than having to pay it out in one lump sum Reviewed on: 17th April 2026

A very reputable company which provides support to i...

A very reputable company which provides support to its customers. Reviewed on: 17th April 2026

PayPal has helped me

PayPal has helped me by being accessible over a range of platforms and making purchases payments and transfers simple Reviewed on: 17th April 2026

Great Customer Service

I had an issue about the App and called customer service. The lady on the phone tried to help me every possible way she could. I was imressed. Reviewed on: 17th April 2026

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