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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181146)

Great service and now with cash back

5
Always had a great experience, only once have i had to use customer services and they were fantastic in gettinf my money back. Reviewed on: 17th April 2026

Excellent

5
Is very good o will refer to my friends Reviewed on: 17th April 2026

PayPal is great I will continue to use and recommend...

5
PayPal is great I will continue to use and recommend Reviewed on: 17th April 2026

Trusted platform

4
Easy to use and I feel very confident using it. I trust pay pal Reviewed on: 17th April 2026

Ongoing excellent service.

5
Used PayPal for years with absolutely no issues at all. Reviewed on: 17th April 2026

Easy to use.

5
Easy to use. Secure transactions. Available in wide range if areas /retailers . Would highly recommend to others. Easy to keep track of paynents spent or payments upcoming ie pay in three etc. . Reviewed on: 17th April 2026

Using PayPal has been very helpful to me.

5
Using PayPal has been very helpful to me. Especially the ability to spread my payments with no interest. Reviewed on: 17th April 2026

Great great great and great really great

5
Great great great and great really great Reviewed on: 17th April 2026

Feels a little safer !

5
I use PayPal for most of my online payments i just enjoy that extra layer of protection! Reviewed on: 17th April 2026

Easy to set up and use, simple and easy to...

5
Easy to set up and use, simple and easy to pay Reviewed on: 17th April 2026

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