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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

Fast fair and excellent customer service

Fast fair and excellent customer service Reviewed on: 17th April 2026

Shopping with security love PayPal

Love using PayPal great offers, flexibility has increased now I have a physical card. It is my go to account for safe spending and security Reviewed on: 17th April 2026

I've used PayPal credit a few times now it helps me...

I've used PayPal credit a few times now it helps me when I'm struggling with my finances... This sure helps get me through... I've purchased goods from a river to over a hundred pounds +. HHighly recommended to anyone in doubt. Reviewed on: 17th April 2026

opportunities that enhance my life

PayPal has given me the opportunity to buy essential products, supplies and of course the luxuries. Knowing I can receive something I really want and not make myself out of pocket is such a privilege. When I've needed assistance I have found it so easy to contact your team who have been extremely helpful and friendly. Thank you PayPal Reviewed on: 17th April 2026

Great service

Invaluable service. Simple to access in app, in store or online Reviewed on: 17th April 2026

Used PayPal for years.

Used PayPal for years and never had any major issues and if I have they have been resolved immediately. Reviewed on: 17th April 2026

Paypal credit has been a life saver for someone with...

Paypal credit has been a life saver for someone with no credit cards. Reviewed on: 17th April 2026

I have had a very good experience using PayPal Credit.

I have had a very good experience using PayPal Credit. The service is simple, fast, and very convenient for managing payments. Everything works smoothly, and it makes online transactions much easier. I also find it helpful for spreading the cost when needed. Overall, a reliable and user-friendly service that I would recommend to other Reviewed on: 17th April 2026

I have always been very impressed with PayPal credit.

I have always been very impressed with PayPal credit. It's always been reliable and every year gets better and better. The virtual card for Google wallet has been a welcome introduction and I would highly recommend the company Reviewed on: 17th April 2026

Good credit and clear communication.

Good credit and clear communication. App is easy to use and you can speak to customer service if an issue. I have used PayPal for over 10 years Reviewed on: 17th April 2026

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