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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

Why I love PayPal

They provide amazing service and it is so easy to use Reviewed on: 17th April 2026

Id defiantly recommend pay pal their very safe and i...

Id defiantly recommend pay pal their very safe and if their is any problem their very promt great and now they do crypto great easy to use . Reviewed on: 17th April 2026

PayPal is very reliable and secure source of payment.

PayPal is very reliable and secure source of payment. They offer flexibility payment system to customers to buy now and pay later which help and bring convenience to clients and customers Reviewed on: 17th April 2026

Paypal Credit is fab

I used Paypal Credit to fund a monitor I was eyeing up and preferred to keep it to monthly payments rather than one big chunk. The money comes out by direct debit every month and I don't have to worry at all about something going wrong. I got an interest free rate over the course of 12 months. All around, it was a fantastic experience! Reviewed on: 17th April 2026

Excellent experience

I have had credit from PayPal for years now. The pay in 3 function is brilliant those things that you just cant afford you can get them instantly with no fees and paypal credit is not extortionate like other loan company's Reviewed on: 17th April 2026

Bardzo pozytywne wygodne platnosci, mozliwosci rat

Bardzo pozytywne wygodne platnosci, mozliwosci rat Reviewed on: 17th April 2026

Very good customer service, never had issue with it.

Very good customer service, never had issue with it. Reviewed on: 17th April 2026

Never had an issue or bad experience

Never had an issue and if paid on time you can spread the cost interest free Reviewed on: 17th April 2026

Popular and the best

Very popular app, almost everywhere can I use at the checkout and give me the opportunity to choose between pay now or later in 3 part, easy and clear ... Reviewed on: 17th April 2026

Makes spending a little less daunting!

Easy to set up the account, added to apple wallets for every day transactions is great and it’s much more affordable than a credit card or loan and easy to keep control of spending! I have already recommended it to my friends and family and would again! Reviewed on: 17th April 2026

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