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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Makes spending a little less daunting!

Easy to set up the account, added to apple wallets for every day transactions is great and it’s much more affordable than a credit card or loan and easy to keep control of spending! I have already recommended it to my friends and family and would again! Reviewed on: 17th April 2026

Always able to transfer money easily.

Always able to transfer money easily. I also find paypal credit easy to use and reasonable when paying. Reviewed on: 17th April 2026

Tank You

I recommend it to everyone I've never been disappointed Reviewed on: 17th April 2026

5* service

Been with PayPal for years, amazing app, great payment options, with pay in 3 or pay in 4 months with 0%. Enables we to purchase the things I want an spread the cost. Reviewed on: 17th April 2026

PayPal Credit has been perfect and excellent to use.

PayPal Credit has been perfect and excellent to use. The process is smooth, payments are flexible, and everything works reliably. It makes online shopping easy and stress-free every time. Reviewed on: 17th April 2026

I'm exaiting xxx

I'm Happy fantastic aplication I Reviewed on: 17th April 2026

Less fear of online purchases using PayPal

Less fear of online purchases using PayPal Reviewed on: 17th April 2026

Never had a problem with PayPal always deal with iss...

Never had a problem with PayPal always deal with issues Reviewed on: 17th April 2026

Fat money when needed, never had issue with availabi...

Fat money when needed, never had issue with availability to pay with PayPal credit, never an issue. Very convenient way of paying and loving it! Reviewed on: 17th April 2026

Easy to use, get reminders and never have any issues...

Easy to use, get reminders and never have any issues Reviewed on: 17th April 2026

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