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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Really good and very easy to use.

Really good and very easy to use. I believe this is the best app for your managing your money. Reviewed on: 17th April 2026

So far so good.

So far so good. The interest rate is a bit high in my opinion. But it’s an easy way to pay and do transactions on PayPal more efficiently Reviewed on: 17th April 2026

Very good experience

Very good experience with PayPal Reviewed on: 17th April 2026

really helpful to spread costs

the paypal credit os really helpful to spread costs Reviewed on: 17th April 2026

Great service and easy to use.

Great service and easy to use. Helps me to manage my finances safely Reviewed on: 17th April 2026

Easy to set up and use.

Easy to set up and use. Makes day to running easy Reviewed on: 17th April 2026

Helpfully staff when I have an to call customer serv...

Helpfully staff when I have an to call customer services Reviewed on: 17th April 2026

Straight to the point if you need something PayPal w...

Straight to the point if you need something PayPal will sort it straight away no hassle just pay your bit that’s required and everything is happy over as little or long term as you require Reviewed on: 17th April 2026

Easy to use, very safe, and app gives all the inform...

Easy to use, very safe, and app gives all the information you need. Feel confident my money and payments are secure and I can see transactions at a click of the app Reviewed on: 17th April 2026

Paypal are there when you need them they provide a p...

Paypal are there when you need them they provide a payment method that is safe and gives you confidence in making a payment. Reviewed on: 17th April 2026

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