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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

Taxi driver

5
excelent service easy payment thankss Reviewed on: 17th April 2026

Best trusted app

5
Always quick and easy checkouts, I also like the pay in 3 option which I use on big pitches. Getting refunds is very easy and straight forward also. Reviewed on: 17th April 2026

I love PayPal have used it for years whether it be t...

5
I love PayPal have used it for years whether it be to fund my video games or buy new tech I love their credit options and I will continue using it Reviewed on: 17th April 2026

It’s great and convenient.

5
It’s great and convenient. Easy to use and helps spread family costs to manageable amounts. Would recommend to others. Reviewed on: 17th April 2026

Kredyt paypal

5
Brałem kredyt bez problemu dobry serwis Reviewed on: 17th April 2026

Always on time

5
Never a problem with our interaction, always helpful with all my transaction Reviewed on: 17th April 2026

Can't go wrong for 4months interest free spend over...

4
Can't go wrong for 4months interest free spend over £100 Reviewed on: 17th April 2026

Easy to use , fast payments for when you need...

5
Easy to use , fast payments for when you need it Reviewed on: 17th April 2026

is good i like it is aways save me

5
is good i like it is aways save me Reviewed on: 17th April 2026

Easy and safe to use.

5
Easy and safe to use. Always great service and use it all the time Reviewed on: 17th April 2026

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