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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Excellent service

I don’t know what I would do without PayPal; it’s helpful in every way, especially giving me confidence when I’m buying anything, knowing I would get my money back if it’s a scam or if the company is being funny. Also, the option to pay in over 3 or 4 payments if it’s more than £99 has made my life so much easier. Thank you, PayPal. Reviewed on: 17th April 2026

Good service

I find Paypal Credit well structured and easy to use. Customer service is also good, with polite representatives and short waiting times. Reviewed on: 17th April 2026

Very tricky getting hold of a human rather than a Bo...

Very tricky getting hold of a human rather than a Bot or keep being redirected to the same landing page which doesn’t answer question. Sometimes you just need a real person to speak with when question doesn’t fall into standard answers Reviewed on: 17th April 2026

Never had an issue with paypal.

Never had an issue with paypal.com Reviewed on: 17th April 2026

Always a great experience.

Always a great experience. Easy and simple to use. Reviewed on: 17th April 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. Payments are processed quickly, and I feel confident using it for online purchases due to its security features. Overall, I am satisfied with PayPal. It is a simple and secure platform that makes online payments straightforward and stress-free. Reviewed on: 17th April 2026

Love paying through PayPalI

I only buy from online service providers that offer to pay through PayPal because I know that they have carried out their due diligence. I love the dispute resolution process and the fact that you have an option to pay in three instalments or four months at 0%. Reviewed on: 17th April 2026

Can’t fault PayPal for anything when it comes to spe...

Can’t fault PayPal for anything when it comes to spending online always keep my purchases safe and secure Reviewed on: 17th April 2026

Easy to manage your payment s, very flexible for fin...

Easy to manage your payment s, very flexible for financial reasons. Reviewed on: 17th April 2026

Quick decision and low APR offers at all times

Quick decision and low APR offers at all times Reviewed on: 17th April 2026

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