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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Seamless and simple.

Seamless and simple. A very easy way to send money to family. And a very secure way to pay for good on websites that are unfamiliar. Reviewed on: 17th April 2026

Always use PayPal as I feel confident that purchasin...

Always use PayPal as I feel confident that purchasing online is protected Reviewed on: 17th April 2026

I have had no issues using PayPal

I have had no issues using PayPal and find it a convenient way to pay people who i may not have the bank transfer details of Reviewed on: 17th April 2026

Very helpful explanation for all given clearly

Very helpful explanation for all given clearly Reviewed on: 17th April 2026

Never had a problem with PayPal always there when I...

Never had a problem with PayPal always there when I need it.i would recommend to anyone simple and easy to use. Reviewed on: 17th April 2026

Easy to use available online at most websites and no...

Easy to use available online at most websites and now I have the PayPal credit card available to us everywhere with the 4 month 0% is so helpful brilliant service. Reviewed on: 17th April 2026

Never had any issues.

Never had any issues. Always easy to gey hold of Reviewed on: 17th April 2026

Great service.

Great service. Easy to use. Never any issues with PayPal Reviewed on: 17th April 2026

I like PayPal credit.

I like PayPal credit. I found it easy to apply for credit. Customer service advisers are very helpful. Reviewed on: 17th April 2026

PayPal - a close eye on your money

Would recommend, have always had really positive experience Reviewed on: 17th April 2026

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