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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal is one of the most trusted online payment pla...

PayPal is one of the most trusted online payment platforms, offering buyer protection and dispute resolution if something goes wrong. Reviewed on: 17th April 2026

Always straight forward and very secure

Always straight forward and very secure Reviewed on: 17th April 2026

I am happy about the possibility of a loan, it is ve...

I am happy about the possibility of a loan, it is very helpful Reviewed on: 17th April 2026

PayPal has always been my preference for payments on...

PayPal has always been my preference for payments online. I've always had an easy experience with the App and Customer Service. Reviewed on: 17th April 2026

Win Win PayPal

PayPal is very easy to use and the option to pay using PayPal can be found on many online retailers. If you also have the credit card you can also use PayPal on your high street win win. Reviewed on: 17th April 2026

I've used PayPal: PayPal Credit for years, its a rea...

I've used PayPal: PayPal Credit for years, its a really great services. I often use the pay in 3 services which is great when you need more time to pay. Reviewed on: 17th April 2026

I use PayPal all the time, pay in 3 and PayPal credi...

I use PayPal all the time, pay in 3 and PayPal credit never had an issue, seems to work flawlessly Reviewed on: 17th April 2026

Very convenient way of paying and receiving money on...

Very convenient way of paying and receiving money online. Reviewed on: 17th April 2026

Love PayPal.

Love PayPal. Has helped me a lot. I try to use it all the time. Especially if I am about to travel. I try to pay with PayPal credit in 4 instalments. Every friend I have, has been recommended PayPal. Honestly, if you had like free vip lounges at airports you would be perfect ! Reviewed on: 17th April 2026

It's a great experience with PayPal where they give...

It's a great experience with PayPal where they give the options to make payments in 3 and also help to build your credit score. Reviewed on: 17th April 2026

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