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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Excellent experience with paypal

Excellent experience with paypal Reviewed on: 17th April 2026

Brilliant. Great options available for paying over time

Brilliant. Great options for available for paying over time Reviewed on: 17th April 2026

Paypal credit has done me good

I’ve been using PayPal credit for many years I’m a older type person and I like the terms and protection if any thing goes wrong Reviewed on: 17th April 2026

They have always been there for me

They have always been there for me Reviewed on: 17th April 2026

They are really good for getting your money back if...

They are really good for getting your money back if you have problems with a transaction. Their pay in 3 payments is fantastic overall great to do business with Reviewed on: 17th April 2026

I basically use it for everything by default.

I basically use it for everything by default. It's easy and simple, and I can get back to paying it off in time whenever I want. Reviewed on: 17th April 2026

Excellent very pleased app credit easy to use simple

Excellent very pleased app credit easy to use simple Reviewed on: 17th April 2026

Love paypal

Easy to use app and helps me pay quickly and manage my finances Reviewed on: 17th April 2026

PayPal has been solid for all these years and provid...

PayPal has been solid for all these years and provides me with a peace of mind when purchasing online. Also very good credit options. Reviewed on: 17th April 2026

Easy to use service

Easy to use service and used widely by traders Reviewed on: 17th April 2026

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