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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Pay Pal buy wisely.

Pay pal makes purchasing goods a very easy and pleasing experience. Reviewed on: 17th April 2026

Always easy to use, always confident my money/purcha...

Always easy to use, always confident my money/purchase is safe, great backup if you have problems with faulty goods ect Reviewed on: 17th April 2026

Easy and quick to use and most retailers except it...

Easy and quick to use and most retailers except it Reviewed on: 17th April 2026

Always use pay pal as it is safe

Always use pay pal as it is safe and you can rely on them if a problem arises Reviewed on: 17th April 2026

The easiest way to pay when online shopping stateme...

The easiest way to pay when online shopping statements and balances very easy to access plus pay in three takes the sting out of expensive items along with longer interest free when required Reviewed on: 17th April 2026

It has been very helpfull and usefull with save and...

It has been very helpfull and usefull with save and flecible payments. Reviewed on: 17th April 2026

Great costumer support and easy transitions

Great costumer support and easy transitions Reviewed on: 17th April 2026

I have been using PayPal for years but PayPal credit...

I have been using PayPal for years but PayPal credit really has saved me as someone who is self employed it made investing in new tools ten times easier would recommend to most Reviewed on: 17th April 2026

SMART MOVE

Good app for serving money. Like PayPal for every day payment. Reviewed on: 17th April 2026

Refused a refund of harmful and damaged goods

You refused to give me a refund on damaged and dangerous goods even with full evid3nce and pics I lost a lot of money due to it Reviewed on: 17th April 2026

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