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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Just love all the recent services!

Just love all the recent services! Pay in 3 and credit card option! Gives flexibility in spending. Had to deal with customer service, and they dealt with it efficiently. Reviewed on: 17th April 2026

Very Easy and convenient to use and control your spe...

Very Easy and convenient to use and control your spending. Reviewed on: 17th April 2026

Peace of mind

Excellent and easy to handle PayPal account Reviewed on: 17th April 2026

Great service.

Great service. Great payment options, helps you to buy things when you want them. Love it Reviewed on: 17th April 2026

Cannot live without it.

Cannot live without it. Very handy ,ease of use , good rates and good ways to repay . Reviewed on: 17th April 2026

Easy to use, convenient and often offers a quicker c...

Easy to use, convenient and often offers a quicker choice Reviewed on: 17th April 2026

Safe, simple, and accepted almost everywhere.

Safe, simple, and accepted almost everywhere. Reviewed on: 17th April 2026

Good experience, good customer service

Good experience, good customer service Reviewed on: 17th April 2026

Paypal has great deals via payplan plus and its easy...

Paypal has great deals via payplan plus and its easy to use. Reviewed on: 17th April 2026

Always money there if needed , straight forward to u...

Always money there if needed , straight forward to use and accepted worldwide Reviewed on: 17th April 2026

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