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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great Through The Years

Paypal has been great all these years. They have been easy to use and have not given me problems whatsoever. They have been very reliable in terms of offering me credit and a platform for me to pay online transactions. Reviewed on: 17th April 2026

It's easy and reliable and safe to use

It's easy and reliable and safe to use Reviewed on: 17th April 2026

I’ve been using PayPal for years, and it just keeps...

I’ve been using PayPal for years, and it just keeps getting better. The three-installment payment option, seamless credit card features, and—best of all—the reward points earned with every transaction make it easily one of the best platforms out there. Reviewed on: 17th April 2026

very easy to use,

very easy to use, somlpe to understand Reviewed on: 17th April 2026

PayPal you are my favourite payment option! .

I use PayPal from many years ago and PayPal always is honest and very responsible to their customers! Always helpful and easy to navigate. Reviewed on: 17th April 2026

Quick and easy to use.

Quick and easy to use. Issues resolved quickly no fuss no bother. Reviewed on: 17th April 2026

the safest way to pay.

the safest way to pay. fast, secure and anywhere Reviewed on: 17th April 2026

Issue js resolved quickly and agents are quite helpful

Issue js resolved quickly and agents are quite helpful Reviewed on: 17th April 2026

Very satisfying and valuable.

Very satisfying and valuable. The amount that covers a lot of important things that you might need urgently. Reviewed on: 17th April 2026

Secure Payments and useful payment options.

Useful. Secure. Pay later options and paypal credit 4 month interest free offers and new debit and PayPal credit cards are all useful options. Secure payments and any issues with sellers have always been dealt with promptly and fairly. Reviewed on: 17th April 2026

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