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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal makes payments and banking so simple.

PayPal makes payments and banking so simple. Reviewed on: 17th April 2026

Very good and easy to use platform

Very good and easy to use platform Reviewed on: 17th April 2026

All new features make a difference!

I’ve started using Paypal more with the new features, adding it to Apple wallet, and more! Very useful to have the 4 months 0% interest, giving a lot of freedom for larger purchases. Reviewed on: 17th April 2026

I've had PayPal now for a while and it's just great...

I've had PayPal now for a while and it's just great perfect for those buys when you need them!I would never look back and would 100%recommend PayPal to everyone I've made some large purchases and it's been a life saver spreading the cist is so important and PayPal are clear with their terms I couldn't be without it now to be honest Reviewed on: 17th April 2026

Best and secure Payment Method

Never had a bad experience with PayPal especially when there was an issue with a purchase, it has always been resolved for me. And PayPal have now introduced the payment card option which is even more convenient. Reviewed on: 17th April 2026

Spot on!

Spot on! Easy to send money and spread cost Reviewed on: 17th April 2026

Very easy to access and set up great rates and intre...

Very easy to access and set up great rates and intrest free period Reviewed on: 17th April 2026

Very nice and excellent I love to use

Very nice and excellent I love to use Reviewed on: 17th April 2026

Last month add a duplicate payment made on my accoun...

Last month add a duplicate payment made on my account of course PayPal returned the money later on but still I don't get it... Doing great for online shopping but that's pretty much it Reviewed on: 17th April 2026

Good all round and easy to use.

Good all round and easy to use. Like the use of PayPal credit and pay in 3 feature Reviewed on: 17th April 2026

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