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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

Perfect paypal

4
Been using PayPal for many years they always improve and stay up to date with customer need alwaysvproviding excellent customer service hassle free Reviewed on: 17th April 2026

Very easy to use ande offers you a range of interest...

5
Very easy to use and offers you a range of interest free payment options .useful if purchasing something more expensive. Reviewed on: 17th April 2026

They are superb.

5
They are superb. Easy to use and safe and secure. Reviewed on: 17th April 2026

PayPal is easy and very straightforward to use.

5
PayPal is easy and very straightforward to use. I have had no problems at all the years I have been with them. I would definitely recommend PayPal Reviewed on: 17th April 2026

Speedy easy cost spreading

5
Exactly the app needed to spread the cost of purchasing items. Reviewed on: 17th April 2026

Lots of choice to manage your finances and affordabi...

5
Lots of choice to manage your finances and affordability. Pay from different sources linked . Credit offers and pay over 3 months Reviewed on: 17th April 2026

PayPal is a great way to pay for items knowing that...

5
PayPal is a great way to pay for items knowing that your fully covered should anything go wrong. Reviewed on: 17th April 2026

Highly recommend

5
I've used PayPal for years and always found they provide excellent service Reviewed on: 17th April 2026

I have good experience with PayPal.

5
I have good experience with PayPal.. Reviewed on: 17th April 2026

well it helped me in many ways and very good to have...

5
well it helped me in many ways and very good to have 0 percent for 6 month free and i love it if you guys get it in hand you will see what you can have good luck Reviewed on: 17th April 2026

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