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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy straightforward user interface

Easy straightforward user interface Reviewed on: 17th April 2026

Such a simple system wish all banking was like this.

Such a simple system wish all banking was like this. I only purchase goods online if they offer PayPal Reviewed on: 17th April 2026

Always happy when I can use PayPal

Always happy when I can use PayPal Reviewed on: 17th April 2026

Pay pal credit easy apply easy payments.

Pay pal credit easy apply easy payments. Reviewed on: 17th April 2026

Best in credits.

Best in credits. International usage with perfect match. Reviewed on: 17th April 2026

Very happy customer for many years

Have been with PayPal for a number of years and have never had any negative expensive with them. Reviewed on: 17th April 2026

Good ways to pay

Paypal allows me to use a convenient way to pay. Interest free options Credit and pay in three are great. Being able to pay into your balance is another option for saving up for your purchases. Reviewed on: 17th April 2026

PayPal has been proven to be reliable.

PayPal has been proven to be reliable. Efficient, service that is safe and easy to use Reviewed on: 17th April 2026

Quick and easy!

PayPal Credit is a convenient way to spread the cost of purchases, especially with its interest-free offers. It’s easy to use at checkout and simple to manage through your account. Just be mindful of payments, as interest can be high if terms aren’t met. Overall, a useful tool if used responsibly Reviewed on: 17th April 2026

Excellent for purchase protection

Excellent for purchases on line and at PoS. I use it for paying for items from websites that I am unfamiliar with to protect myself. Reviewed on: 17th April 2026

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