Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Love PayPal

Easy to apply for PayPal credit, quick response and good interest rate. Reviewed on: 17th April 2026

Easy to apply to and easy to track and make repayment.

Easy to apply to and easy to track and make repayment. I even liked being able to add to my Apple wallet. Very good service Reviewed on: 17th April 2026

It’s been very good and I have had no problems getti...

It’s been very good and I have had no problems getting credit and it’s there when I need it. Reviewed on: 17th April 2026

Not bad but always could be better

Not bad but always could be better Reviewed on: 17th April 2026

I had a problem with an order and in the end PayPal...

I had a problem with an order and in the end PayPal did sort it out so thank you Reviewed on: 17th April 2026

Very easy and helpful with clear financing instructi...

Very easy and helpful with clear financing instructions Reviewed on: 17th April 2026

Great app

Really easy to use. Simple to transfer money and spend through PayPal with a few clicks Reviewed on: 17th April 2026

Have used Paypal for many years and its always been...

Have used Paypal for many years and its always been quick amd reliable. Great service throuhout Reviewed on: 17th April 2026

Seamless to use and you have piece of mind when purc...

Seamless to use and you have piece of mind when purchasing products Reviewed on: 17th April 2026

I find the pay in 3 useful for bigger purchases as i...

I find the pay in 3 useful for bigger purchases as it enables me to manage cashflow better. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub