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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Convenient and transparent.

Convenient and transparent. It’s is the way in which I manage all my finances. A nice surprise has been that over the last 1 or 2 years it has become more extensively used and accepted by traditional retailers. Reviewed on: 17th April 2026

Never had an issue with them, no payments on hold or...

Never had an issue with them, no payments on hold or any nonsense like that which I have faced with other competitors Reviewed on: 17th April 2026

the impossible became possible

I got my money back for a transaction that couldn't be canceled, 5 stars Reviewed on: 17th April 2026

Always brilliant service never had any problems with...

Always brilliant service never had any problems with paypal Reviewed on: 17th April 2026

Seamless, easy to keep track of spending and chat to...

Seamless, easy to keep track of spending and chat to agents when needed Reviewed on: 17th April 2026

I am usually using PayPal for my holiday bookings.

I am usually using PayPal for my holiday bookings. As giving me chance to pay amount of money in installments .As well for online shopping. I love it Reviewed on: 17th April 2026

Janice’s experience

I would highly recommend PayPal, I have used it for years with no issues at all! Reviewed on: 17th April 2026

It's quick and safe to make any transaction to the r...

It's quick and safe to make any transaction to the retailer I don't really know Reviewed on: 17th April 2026

Better than highstreet banks

Easy to use, 4 months at 0℅ is better than highstreet banks credit cards. Reviewed on: 17th April 2026

Excellent Service 5*

Excellent Service and helpful to manage shopping habits, transfer money amongst other things safely & securely Reviewed on: 17th April 2026

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