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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I love how versatile paypal is.

I love how versatile paypal is. The range of finance offers and the new paypal+ program provide amazing value. Reviewed on: 17th April 2026

Positive experience with PayPal.

Positive experience with PayPal. The platform is easy to use. Convenient in managing payments online. Reviewed on: 17th April 2026

Over all very good service. Good schemes I mean offers

Overall good. I would definitely recommend my family members and friends Reviewed on: 17th April 2026

Safe and reliable

Never had an issue with PayPal. Customer service is good Reviewed on: 17th April 2026

Happy with services, ease of use and transparency

Happy with services, ease of use and transparency Reviewed on: 17th April 2026

Great and easy and reminds you when the 0% apr runs...

Great and easy and reminds you when the 0% apr runs out so u don't get caught out . Reviewed on: 17th April 2026

Happy customer

I was very happy when they went in my favour in a dispute I will always use PayPal when paying for large items . Reviewed on: 17th April 2026

Breath of Fresh Air

Convenience and the fact that I can pay later in three instalments after using it. I have been able to own stuff that I couldn’t have if I didn’t have the option, via PayPal, to pay in three. Reviewed on: 17th April 2026

Quickly fixed an issue that could have cost me a lot...

Quickly fixed an issue that could have cost me a lot of money, due to a shop's website going wrong! Always feel my transactions are safe! Reviewed on: 17th April 2026

PayPay is reliable and trustworthy.

PayPay is reliable and trustworthy. Reviewed on: 17th April 2026

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