Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Safe way to pay.

I always feel safer paying by PayPal. Any issues have always been resolved and if a company doesn’t accept payment then it puts me off buying from them Reviewed on: 17th April 2026

Great Service for Easy Payments Large or Small

This is a no nonsense service. Great payment schedules. Easy to use. Updates readily available 24hrs a day. Easy to buy goods virtually. Reviewed on: 17th April 2026

Very flexible help me out ina a Good time i can reco...

Very flexible help me out ina a Good time i can recommend to anyone Reviewed on: 17th April 2026

Very good service all round.

Very good service all round……………………………………………………………………………………………………………………………………………………………………………………………….. Reviewed on: 17th April 2026

PayPal debit card.

I recently got the PayPal debit card. I connected it to my normal working bank account and spend as normal and the point system is fab. Just spending normally is making me money! Elsewhere I like using PayPal credit online and trust the process if anything goes wrong. Overall I really like using PayPal. Reviewed on: 17th April 2026

Interest free months

The interest free month bonus payment option is a deal break and completely over shadows all other credit providers I use. Due to this I only consider making my purchases with PayPal credit if they over a certain amount. Reviewed on: 17th April 2026

Never had any problems and peace of mind when buying...

Never had any problems and peace of mind when buying online. Thanks PayPal Reviewed on: 17th April 2026

PayPal is helping me out with the money and when com...

PayPal is helping me out with the money and when comes to emergency. It’s help me a lot. So I’m so grateful to have a PayPal credit. Reviewed on: 17th April 2026

Brilliant

I have used PayPal for several large purchases on eBay, they have always been great Reviewed on: 17th April 2026

Do not have a bad word to say about PayPal as they h...

Do not have a bad word to say about PayPal as they have always been down for me through thick and thin if there's any situations with any technical problems with either purchasing anything or any items that are faulty they've always been there to help me and fight my corner to rectifier the problem so I must admit there been very good Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub