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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use and available on almost all online payments

Easy to use and available on almost all online payments Reviewed on: 17th April 2026

I enjoy the ease of paypal, it is so easy to use and...

I enjoy the ease of paypal, it is so easy to use and send payments. Paypal credit is fantastic Reviewed on: 17th April 2026

Safe and easy to use

I use the paypal app I find it very easy to see what I've spent and where, it's very easy to navigate and have nether had sn issue purchasing anything online wich is where I do most of my shopping. I feel confident It's secure and safe to use and have never had any issues on that front Reviewed on: 17th April 2026

PayPal is a handy quick way to pay online without ha...

PayPal is a handy quick way to pay online without having to bother with the faff of debit card info. Reviewed on: 17th April 2026

Great way to pay with ease and security

Great way to pay with ease and security Reviewed on: 17th April 2026

PayPal credit is very easy to use a lot easier than...

PayPal credit is very easy to use a lot easier than the banks. Pay in 3 is really great another option of having flexible payments is great. Reviewed on: 17th April 2026

PayPal is safe and efficient..

PayPal is safe and efficient with peace of mind that transactions are secure Reviewed on: 17th April 2026

My best friend

Paypal is my best friend because they've never let me down, always there when I've needed them, repayments affordable, statements easily understandable and customer services on hand when necessary. Definitely better than credit cards Reviewed on: 17th April 2026

Happy with my overall experience with paypal credit.

Happy with my overall experience with paypal credit. Reviewed on: 17th April 2026

Easy app to navigate, clear view of balance, stateme...

Easy app to navigate, clear view of balance, statements provided monthly, everything listed clearly and payment date taken when suits you Reviewed on: 17th April 2026

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