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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

good for me

5
good perfect Reviewed on: 17th April 2026

Good experience and it's easy transferring money

5
Good experience and it's easy transferring money Reviewed on: 17th April 2026

Very good fir service i

5
Very good service i will recomend to my friend Reviewed on: 17th April 2026

Impeccable

5
I use PayPal for every payment I can use PayPal for Reviewed on: 17th April 2026

very reliable and good way to pay for stuff on...

5
very reliable and good way to pay for stuff on line Reviewed on: 17th April 2026

very reliable and good way to pay for stuff on...

5
very reliable and good way to pay for stuff on line Reviewed on: 17th April 2026

A first class service from PaypPal

5
A first class service from PaypPal Reviewed on: 17th April 2026

Paypal credit is extremely useful to have

5
Paypal credit has been very useful to have especially when you need to purchase essential items for the home. Its also the monthly repayment is extremely good as it not expensive. Reviewed on: 17th April 2026

Always reliable.

5
Always reliable. Never had a problem Reviewed on: 17th April 2026

I have all you will need all to be able to spread...

5
I have all found it very useful to be able to spread the cost of my purchases and knowing how much you can spend each month Reviewed on: 17th April 2026

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