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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always reliable and easy to use

Always reliable and easy to use, like a a good friend, you know is there when you need it for most. Reviewed on: 17th April 2026

Good value for money.

Good value for money. They respond promptly when required. Reviewed on: 17th April 2026

Good customer service and easy app to use

Good customer service and easy app to use Reviewed on: 17th April 2026

Easy to use and reliable, so widely available to use...

Easy to use and reliable, so widely available to use and like having the assurance and security with it. Reviewed on: 17th April 2026

Paypal credit is a good way to manage monthly cashflow

Paypal credit is a good way to manage month to month cashflow and liquidity in your current account but I find because its so simple to use it is easy to not quite keep a track on how many small credit items you have running which can add up. Its definitely not set and forget. Also its not clear on how to make a one-off payment clear a specific credit amount which is frustrating. For example I have 3 transactions for Apple produces at the moment. A feature to allow a user to click through from a credit transaction and clear that one would be helpful. Despite that its a great help month by month Reviewed on: 17th April 2026

Paypal is excellent and provides peace of mind with...

Paypal is excellent and provides peace of mind with purchases you make. Reviewed on: 17th April 2026

Helpful system - easy to use

Helpful system for managing payments and spreading the cost. I like the points system as well, and cashback options! Reviewed on: 17th April 2026

Always been good to me with service and customer sup...

Always been good to me with service and customer support Reviewed on: 17th April 2026

Brilliant

Very helpful and friendly service Reviewed on: 17th April 2026

Always helps resolve a problem, quick at answering q...

Always helps resolve a problem, quick at answering questions, excellent customer service Reviewed on: 17th April 2026

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