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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Excellent so far so good, womderful service delivery

Excellent so far so good, womderful service delivery Reviewed on: 17th April 2026

PayPal is so fast reliable and easy to use

PayPal is so fast reliable and easy to use Reviewed on: 17th April 2026

I have always found the app easy to use.

I have always found the app easy to use. Instant decision and it allows you to pay early and monitor your transactions and spending Reviewed on: 17th April 2026

PayPal is very convenient when using online purchase...

PayPal is very convenient when using online purchase and if something goes wrong they are quick to intervene so I shop with ease using PayPal. Reviewed on: 17th April 2026

Always great using PayPal.

Always great using PayPal. Safe and quick. Credit or pay in 3 is also very helpful) Reviewed on: 17th April 2026

I had a query with a purchase and the retailer would...

I had a query with a purchase and the retailer would not respond, I contacted PayPal as I was getting stresses and they sorted it out within 2 weeks . I can’t thank them enough Reviewed on: 17th April 2026

Use pay pal credit over credit cards .

Use pay pal credit over credit cards . It’s longer flexible repay and generous loyalty scheme. Reviewed on: 17th April 2026

5/5 for PayPal

I have used PayPal for years, they are always reliable, a great way to protect yourself in transactions and improve your credit score. Would recommend always Reviewed on: 17th April 2026

Very useful for everyday use.

Very useful for everyday use. It’s my default payment system for everything and is very useful with pay in 3 at 0% on most things Reviewed on: 17th April 2026

Easy to use, good credit offers, good security.

Easy to use, good credit offers, good security. Reviewed on: 17th April 2026

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