Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

My favourite credit service for my larger purchases

I’ve found it to be really convenient to use, sensible to budget with and clear in terms of service. Reviewed on: 17th April 2026

Its convenient payment method and accepted in widely...

Its convenient payment method and accepted in widely and they offer a various payment methods to pay in 3 or credit or direct payments from your bank account or credit cards Reviewed on: 17th April 2026

Easy portal to use with multiple ways to manage money

Easy portal to use with multiple ways to manage money Reviewed on: 17th April 2026

I have found PayPal to be everything it says it is.

I have found PayPal to be everything it says it is. They are a safer way to pay goods online and help when you have been scammed by a company. Reviewed on: 17th April 2026

Great service happy to use PayPal!

Great service happy to use PayPal! Reviewed on: 17th April 2026

Easy and efficient

Helps financially and very easy to use Reviewed on: 17th April 2026

Used for years

Never had an issue, I've used it for years and it been so handy, I love having more time to pay things off. I also love using PayPal because it gives me more assurance that my purchase is safe, with their buyers guarantee. Reviewed on: 17th April 2026

Paypal offers flexibility and budgetary options.

Paypal offers flexibility and budgetary options, it allows you to effectively budget for more expensive items without major credit pitfalls. Customer service is also excellent for queries, and advice. Overall a great experience, and useful tool. Reviewed on: 17th April 2026

PayPallicious

Loving the feeling of Security and convenience Reviewed on: 17th April 2026

Secure and safe method of payment

I don’t use my PayPal very often but when I do it’s simple and I feel safe knowing money is being taken care of , if anything goes awry they are on it ! Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub