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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I trust PayPal have for many years.

I trust PayPal have for many years. Customer service are incredibly kind and helpful and I know my payments are secure. Reviewed on: 17th April 2026

Easy and safe to use.

Easy and safe to use. I pay for most things online with paypal. Reviewed on: 17th April 2026

Paypal credit has been great to use.

Paypal credit has been great to use. Its easy and really helps me when I need something on credit. Because I have used PayPal for a long time, having credit integrated in the app makes it really straightforward and a smooth experiance. Reviewed on: 17th April 2026

Very easy to set up and use.

Very easy to set up and use. Accepted by lots of retailers. Can pay in full or instalments Reviewed on: 17th April 2026

I found PayPal works really well for me.

I found PayPal works really well for me. I borrow for my business and always manage to pay it back on time & am never charged interest. Reviewed on: 17th April 2026

Very good love the experience better way to shop

Very good love the experience better way to shop Reviewed on: 17th April 2026

very happy with paypal , always resolve any issues

very happy with paypal , always resolve any issues Reviewed on: 17th April 2026

Love it it’s so easy to use and conveniently accepte...

Love it it’s so easy to use and conveniently accepted in most online shops Reviewed on: 17th April 2026

I have good experience with paypal

I have good experience with paypal Reviewed on: 17th April 2026

Highly recommended

I recommend, I’d suggest using PayPal; it’s quite reliable. If I’m buying something online and PayPal isn’t an option, I might not proceed because PayPal can help with refunds if the item is faulty or the website is a scam Reviewed on: 17th April 2026

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