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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Very helpful straight forward , it’s a life saver ea...

Very helpful straight forward , it’s a life saver easy to access and make payments . Very grateful Reviewed on: 17th April 2026

A great way to budget for your spending needs

It’s a great way to budget for your spending needs. Allows me to keep precise control over my finances. Reviewed on: 17th April 2026

Best way to handle money is PayPal.

Best way to handle money is PayPal. Reviewed on: 17th April 2026

I have used for many years and happy with the...

I have used for many years and happy with the service Reviewed on: 17th April 2026

Always responding in any issue.

Always responding in any issue. Excellent customer service Reviewed on: 17th April 2026

Good experience with multiple sellers.

Good experience with multiple sellers. Communication was prompt when needed for any issues and delivery was fast, with items as described. When items were not as described or not legitimate, communication experience was very good and the issues were resolved quickly Reviewed on: 17th April 2026

Find PayPal useful for those items that just need a...

Find PayPal useful for those items that just need a little more time to pay off Reviewed on: 17th April 2026

I find PayPal the most reliable acceptable and user...

I find PayPal the most reliable acceptable and user friendly way to pay Reviewed on: 17th April 2026

I love the ease of paypal excellent

I love the ease of paypal excellent Reviewed on: 17th April 2026

I trust paypal so do all my shopping online through...

I trust paypal so do all my shopping online through them. They will sort problems out if any occur and get a refund back for you. It's easy to track your spending and it even tells you about delivery progress which I find useful Reviewed on: 17th April 2026

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